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Smart Choice Lending

Lower your monthly payments with Smart Choice Lending

  • A low-payment alternative to leasing
  • Payments up to 40% lower than conventional financing
  • Better than a lease

Other features of Smart Choice Lending include:

  • New and used vehicles up to five years old qualify
  • Flexible loan terms of up to 60 months
  • Financing available for up to 120% of vehicle value
  • Annual mileage options of 12,000, 15,000 & 18,000 available
  • No security deposit or acquisition fees
  • No early payoff penalty
  • Enables you to easily upgrade and/or change your vehicle every couple of years
  • Refinance your current vehicle loan from another lender to reduce your monthly payment with Smart Choice Lending.

Please contact a loan officer at 432-681-1050 or apply for a loan online.