Credit Cards

Master Card Credit Cards

Heritage USA FCU offers Master Card credit cards for all members who qualify. Unlike the larger banks there is no annual fee associated with the credit card. In addition, Heritage USA does not charge fees when the members transfer balances or when doing cash advances. Credit Life and Disability Insurance is an available options for the members when deciding whether not to apply for the credit card.

Secured Master Cards

The secured Master Card is the best product that Heritage USA offers when trying to build or repair your credit score. All members over the age of 21 can qualify for this type of credit card. Members are asked to bring in the funds for the limit desired on the credit card, once they have deposited the funds into the savings account they are issued the credit card. After the credit card is issued the loan officer will give specific instructions to the member on how to use this great tool.

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