With a MasterCard Debit Card, skip the hassles of writing a check. Simply use your Debit Card like a Credit Card. The money will automatically be taken from your checking account, rather than charged to a high-interest credit card. The MasterCard is also your convenient ATM card for 24 hour access to your cash!
Daily spending and ATM cash limits are set by Heritage USA Federal Credit Union for your protection. In the event that you are making a large purchase, please call us at 432-681-1050 to have your limit increased.
That small, metallic-looking square that sits on the front of the card is a computer chip that is responsible for keeping all of your information on lockdown. It does that by creating a unique code with each transaction that you make. Whereas you would normally swipe a card and the black magnetic stripe on the back would send the computer your card’s full information, chip cards take your privacy a step further.
When the chip card is inserted into the slot on the terminal, the computer generates a unique transaction code (not just your card number and account information) and then uses that unique code to process the payment. Since this isn’t your actual card information, it makes it harder for hackers and thieves to steal your information using a card-skimming device or by hacking the terminal.
For more information and to download the app visit https://www.cardvalet.com