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Loan Protection


Credit Life and Disability Insurance

Unfortunately life circumstances come out of nowhere and are usually unexpected. Credit life and Disability Insurance provides comfort and peace of mind in the midst of hardship. Whether you are disabled from work due to illness or in the event of an unexpected death, these products are designed to relieve the monthly payments or pay the balance. Both products can be added to your monthly payments. Ask one of our loan officers for more information.

GAP (Guaranteed Asset Protection)

GAP is designed for all drivers, whether you are financing a new or used vehicle. GAP waives the difference between your primary insurance company's settlement and the payoff of your loan balance up to a certain loan to value maximum, less exclusions or limitations that may apply. Included in this waiver is your insurance deductible, up to $1,000. Nobody wants to continue to pay for a vehicle that is totalled because their insurance didn't pay off their loan. Get GAP coverage on your next vehicle.

MBP (Mechanical Breakdown Protection)

Repairs on your vehicle can be quite costly. From broken door handles to faulty transmissions. Unexpected expenses can be outrageous. The average cost of a single repair is higher than the average cost of a  single warranty policy. That’s why we provide our members with the option of Mechanical Breakdown Protection to cover their vehicles. We have policies that can be tailored to your needs and driving habits up to 8 years or 125,000 miles. Options vary depending on year and mileage of vehicle covered.