Loans

Heritage USA Community Federal Credit Union offers a variety of loans with some of the most competitive rates in the Permian Basin. We have loan officers at all branches that are always available to meet and discuss the needs of our members. Heritage USA also offers loan protection products to all the members at low costs, which can help cover your expenses during unforeseen life events.

New and Used Auto Loans

Heritage USA offers financing for both new and used vehicles, whether you’re making a purchase from a dealership, private individual or just refinancing an existing auto loan. Heritage USA is here to offer the most cost-effective rates and terms that will fit your personal needs. It can be stressful shopping for a vehicle without knowing whether or not you will get approved, so come in today and visit with a loan officer to be pre-approved allowing you to shop around for that perfect vehicle that’s right for you.

Share Secured Loans

Share secured loans are a great way to start establishing your credit. We will use the money in your share account or CD to secure your loan. This is a great option for just about anybody with limited credit experience to establish and build up your credit score.

Debt Consolidation

Having trouble paying off loans or credit cards due to high interest rates! Contact a loan officer today to discuss different payment options that will decrease both your monthly payments and interest rates, allowing you to gain control over this overwhelming debt.

Other Great Loan Products

  • Personal Loans
  • Motorcycle Loans
  • Auto Equity Loans (use your free and clear vehicle title for collateral and receive a better interest rate.)
  • Recreational Vehicles- New and Used
    • Travel & Flatbed Trailers
    • Motor Homes
    • Campers
    • All-Terrain Vehicles & Dirt Bikes
    • Boats & Jet Skies

View Rates   Apply Online