Savings Accounts

Share Savings

To become a member of Heritage USA FCU, you must open a Share Savings account with a deposit of $5 or more. Your membership makes you eligible for other services Heritage USA FCU offers. The Share Savings is an interest bearing account. An Official State Issued ID or Driver’s License and a Social Security Card are required to open a Share Savings account.

  • Minimum Balance: $5.00
  • Transaction Limit: 6 automated withdrawals/unlimited deposits

Money Market Savings Account

This Money Market Savings Account is great for members looking for higher dividend rates with occasional access to their money. This account offers a bit more flexibility than certificates of deposit and require only $2,000 to open.

  • Minimum Balance: $2000.00
  • Transaction Limit: 6 automated withdrawals/unlimited deposits
  • Tiered rates based on balance

Certificates of Deposit (CDs)

Heritage USA FCU members can enjoy high dividends on CDs with a variety of terms available. The certificates compound dividends on a quarterly basis with a minimum balance of $500.

  • Minimum Balance: $500.00
  • Variety of terms available
    • 6 months
    • 12 months
    • 24 months
  • Tiered rates based on CD Term

IRA Savings Accounts

Looking to build a nice nest egg for your retirement years? Heritage USA FCU has two great ways to achieve your goal with either an Accumulative IRA or a Rollover IRA. We would be happy to discuss how to put one or both to work for you. However, a skilled tax advisor is recommended for any decisions pertaining to an IRA owner’s account.

  • Minimum Balance: $100.00
  • Tiered rates based on balance

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